Sam's Sanity Diary

We've been fighting for a few days. Or rather, she's been trying to make peace with me and I have been resisting. But we have made peace.  I agreed to pay for the 27,800K debt she owed 2 art galleries for 3 pieces she bought. (I previously mentioned it was 17K because I thought it was 17K but it's actually 27,800. Either I remembered wrongly or she was downplaying it). I agreed to pay the remainder of her credit card debt, which hopefully is not a lot since it is only the 4th of December today and the last payment I made was on November 30th. In any case, it is less than 28,000 because that is her credit limit. I'm hoping it is less than 10,000 but we shall see. I agreed to pay 8000 she owes a florist for some orchids she bought over the months (which have all died because she didn't water them because she was busy running around town shucking oysters and buying kebaya dresses). I agreed to give her some spending money each day but a reasonable amount. In return, sh...

I always hold that the best policy when it comes to credit card bills is to pay them as soon as possible to avoid the high interest rates. What are they now? Still 18% per annum? Lately, I've been thinking maybe in the case of my wife's credit card bills, I should stop doing that. Just let them build up and accumulate interest. I know it sounds crazy, but that's still cheaper than the alternative which is to pay the 28000 bucks (That's her credit limit) and then let her run up another 28000 the following month. Because the 18% per annum or 1.5% per month will just grow to 28,420 in one month. That is still less than the 56,000 I would have paid if I just let her spend willy nilly. Of course, this is compounding interest at at some point in time, that 28,000 would have grown to 56,000, and from there it would keep growing, but think of all the money I would have saved instead of letting her buy useless junk that doesn't even make her happy in the first place. I could...

Had a big fight with the wife. About a month or two ago, she had taken out her EPF to go to Kyrgystan and buy a car for this young man I think she has a crush on. After that, she had no more money of her own, but he kept asking her for money, and she would ask me for money and I would say no. The last time he asked her for money to go on a ski trip for his birthday, she asked me, and as usual, I said no. She just keep asking, I just keep saying no. Just now, our son came into the room and she showed him a video of the guy on his birthday ski trip. So our son asked where he got the money from. She said she gave him the money. This is not her EPF money anymore. This is not money I agreed to give him. This is money I gave to her for our monthly expenses, but she gave to him. When me and our son confronted her, she insisted she had told me she gave him money for the ski trip which is some gaslighting bullshit because she did not tell me. She asked me, I said no, she did it anyway by embezz...